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Category: Auto Learning Center

5 car insurance facts: Understand rates, discounts, coverages, and requirements

Shopping for a new car insurance policy—or reviewing your current policy—can be confusing, especially when you don't have all the information you need. Don't let the stress of finding the right car insurance overwhelm you. Use these auto insurance facts to help make an informed choice—and potentially save you money in the long run. 1. Various factors can affect your auto insurance rate Car insurance...

Car insurance for seniors

As you age, your driving habits likely change. Your car insurance should follow suit. Be sure your insurance provider can adapt right along with you, accommodating your lifestyle while still providing adequate coverage at a price you can afford. Do seniors have to pay more for car insurance? Car insurance rates tend to start increasing once drivers reach a certain age—usually the later stages of...

Understanding property damage liability insurance

What is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...

Liability vs. “full coverage” car insurance

The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...

A guide to defensive driving

Driving is something most of us need to do every day, but we often forget how dangerous it can actually be. These defensive driving tips can help keep you safe on the road, protect other drivers, and even save you some money. What is defensive driving? Defensive driving is an approach to driving that involves anticipating danger, following safety procedures, and having a proactive attitude...